What is a Quote?

A quote is an estimate of premium for the insurance coverage you selected and information you gave us. A quote is not an offer for insurance or an insurance contract.

Why Do You Need My Phone Number?

We may use the phone number to contact you about a quote you started or completed. If you prefer not to be contacted, you can elect to contact us at your convenience at the end of the quoting process.

Why Do You Need My Date of Birth?

We need this information to provide you with an accurate quote. Like all information in this process, Provision Insurance Group has taken all measures to secure our online form, encrypting and protecting all of your personal information.

Homeowners Insurance

Do I Need to Make a List of My Belongings?

In the event you need to file a claim, it would be very helpful. Print out and fill in this handy Home Inventory Checklist and keep it in a safe, accessible place in the event you need to file a claim.

What Does Homeowners Insurance Not Cover?

Homeowners insurance policies typically do not cover, but not limited to, damage resulting from the following:

  • Earth movement
  • Water
  • Nuclear hazard
  • Neglect or failure to make repairs
  • Corrosion, deterioration, decay or rust
  • Wear and tear
  • Contamination
  • Fungi
  • Increased cost due to enforcement of any building ordinance or law
  • Government actions
  • Power failure
  • Animals or pests
  • War

Contact a Provision Insurance Group agent for a complete list of policy exclusions in your state.